{"id":1020,"date":"2018-01-23T12:00:28","date_gmt":"2018-01-23T12:00:28","guid":{"rendered":"https:\/\/topsegur.com\/5-important-reasons-why-you-should-have-a-private-health-insurance\/"},"modified":"2018-01-23T12:12:32","modified_gmt":"2018-01-23T12:12:32","slug":"5-important-reasons-why-you-should-have-a-private-health-insurance","status":"publish","type":"post","link":"https:\/\/topsegur.com\/en\/5-important-reasons-why-you-should-have-a-private-health-insurance\/","title":{"rendered":"5 important reasons why you should have a private health insurance."},"content":{"rendered":"

Despite the current hectic <\/span>situation<\/span>, health continues to be one of the greatest concerns of both Spanish people <\/span>and expats<\/span>, along with others such as the political, economic and social situation <\/span>or<\/span> unemployment. Increasingly, families opt for obtaining a private health insurance that expands, and even substitutes, the health services offered by the public system. Why this trend?<\/span><\/span><\/p>\n

\"\"<\/a><\/p>\n

More and more complete and accessible<\/b><\/span><\/p>\n

As in any <\/span>free<\/span>market, sometimes this is the cause and motivation of improvement in the services and the attention to the public. Therefore, both medical centres and insurance agencies have opted to continuously seek the widest possible coverage and excellence in service quality. Also worth mentioning is the economic recovery of the Spanish households and the latest cuts and deterioration of the public health system.<\/span><\/span><\/p>\n

Choice of medical centre<\/b><\/span><\/p>\n

While through the public health <\/span>system<\/span> we are assigned to a single centre <\/span>by obligation<\/span>, with private health insurance the patient<\/span>s<\/span> have<\/span> a <\/span>number<\/span> of medical clinics they can choose from, assessing the aspects that matter most.<\/span><\/span><\/p>\n

Important reduction of waiting times<\/b><\/span><\/p>\n

We don\u2019t state anything new when we affirm that, usually and due to the saturation of patients, the waiting time in public medical centres is high, both <\/span>attending visits<\/span> by appointment as well as in the emergency services. This <\/span>hardly ever happens<\/span> in the case of private centres, since patient care is carried out almost immediately.<\/span><\/span><\/p>\n

Better technology for treatments and diagnostics<\/b><\/span><\/p>\n

As mentioned previously, the growth in <\/span>signing for a new<\/span> health insurance is mainly due to two reasons: the <\/span>excellent<\/span> service and the <\/span>problems<\/span> suffered with the public health system. This excellence differs from the public system, mainly by the innovation and technology, both for diagnosis and treatment and well as in communication and patient care channels.<\/span><\/span><\/p>\n

Savings on the income tax declaration<\/b><\/span><\/p>\n

Health insurance can help us <\/span>to<\/span> pay less taxes on the income tax declaration: it\u2019s a deductible expense for the self-employed and companies. <\/span><\/span><\/p>\n

<\/a>For freelancers, the <\/span>costs<\/span> paid <\/span>for<\/span> health insurance are deductible, up to a maximum of \u20ac500 per insured. <\/span>Furthermore<\/span>, spouse and children up to 25 years can be included in <\/span>a<\/span> family insurance. <\/span><\/span><\/p>\n

Health insurance is considered a social expense, so companies can apply the <\/span>costs<\/span> they pay <\/span>on behalf of<\/span> their employees as a deductible expense. In addition, this payment in kind does not compute for the income tax declaration of their employees.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Despite the current hectic situation, health continues to be one of the greatest concerns of both Spanish people and expats, along with others such as the political, economic and social situation […]<\/p>\n","protected":false},"author":1,"featured_media":1018,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/posts\/1020"}],"collection":[{"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/comments?post=1020"}],"version-history":[{"count":3,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/posts\/1020\/revisions"}],"predecessor-version":[{"id":1022,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/posts\/1020\/revisions\/1022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/media\/1018"}],"wp:attachment":[{"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/media?parent=1020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/categories?post=1020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topsegur.com\/en\/wp-json\/wp\/v2\/tags?post=1020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}